How much money does it take to be rich?

In the US, it takes a household net worth of $13,666,778 to crack the top 1%.1

That figure is the 2022 minimum threshold from the Federal Reserve's Survey of Consumer Finances. The median US family holds $192,900; the average is $1,063,700. Worldwide, about 60 million adults are millionaires. Where do you land?

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1 DQYDJ analysis of Fed SCF 2022 microdata (nominal dollars). See methodology.

Net-worth percentile calculator estimate

Enter your household net worth and see where it lands against verified thresholds. Results are rough estimates — brackets sit between published data points.

$

Compared against US thresholds from the 2022 Survey of Consumer Finances.

Complete the picture estimate

Age is required. Fill in any of the other fields — leave one blank and the calculator works with what you give it. Enter a net-worth percentile instead of a net worth, and it solves for the net worth you'd need.

US figures only. Net worth uses the same thresholds as the calculator above — see how net worth is calculated.

Top-1% net worth by year

Two different measures, shown as two separate charts — they are not one continuous series.

Chart A: mean (average) net worth of the top 1%, in inflation-adjusted 2010 dollars — Edward Wolff series.

Chart B: minimum household net worth to enter the top 1%, in nominal dollars — DQYDJ analysis of Fed SCF microdata. Means and entry thresholds measure different things.

A — Mean net worth of the top 1% (2010 dollars)

Source: Edward Wolff (NBER w18559)

B — Minimum to enter the top 1% (nominal dollars)

Source: DQYDJ analysis of Fed SCF microdata

Billionaire index

Forbes 2026 annual list — live refresh pending

The world's richest — Forbes annual list, published March 2026
RankNameNet worth

Source: Forbes via BusinessWire. Figures change constantly; see methodology for the refresh process.

What counts as rich where you live

The minimum income to enter the top 1% in each US state, against the national median household income of $83,730 (Census, real 2024 dollars). State data: SmartAsset 2025 study of IRS 2022 individual-tax-filer data, adjusted to May 2025 dollars.

Click a column header to sort the table.

Top-1% income threshold by state, highest to lowest
State Top-1% income floor × median income

National average: $731,492. Washington, D.C. is not included in the SmartAsset table. City-level thresholds are not published from a current citable source, so this table covers states only.

The big picture

60M

adults worldwide hold over $1M — 1.6% of sampled adults (UBS, end-2024)

$226.47T

held by those millionaires — 48.1% of sampled global wealth (UBS, end-2024)

+684,000

new millionaires in 2024 alone, +1.2% (UBS)

34.78%

of US household wealth sits with the top 1% (WID, 2024)

36.44%

of global household wealth sits with the top 1% (WID, 2024)

$192,900

median US family net worth vs $1,063,700 mean — the gap that shows how skewed wealth is (Fed SCF 2022)

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