Net-worth percentile calculator

Enter your household net worth and see which bracket it lands in — then add your age and income for the complete picture.

Thresholds: Federal Reserve 2025 Survey of Consumer Finances (released Oct 9, 2026)

Find your bracket estimate

Enter your household net worth and see where it lands against verified thresholds. Results are rough estimates — brackets sit between published data points.

Household (US dollars)
$

Compared against US thresholds from the 2025 Survey of Consumer Finances.

How to read your result

Your result is a bracket, not a precise percentile. The Federal Reserve publishes net-worth thresholds at a handful of breakpoints — the median ($215,900), the top 25% ($812,492), top 10% ($2,550,306), top 5% ($4,907,372), and top 1% ($16,463,320) — and the calculator places you between them. Anything between two published points is interpolated, which is why every result is labeled an estimate.

Two numbers on this page deserve a second look. First, the median vs. the mean: the median US family holds $215,900, but the mean is $1,241,500 — more than five times higher. That gap is the whole story of wealth inequality in one statistic: a small number of very large fortunes drags the average far above the typical family's reality. Second, net worth includes your house. The Fed counts home equity (your home's value minus the mortgage), so for most middle-class families the house is the single biggest line item in the calculation. Hover or tap "net worth" above for the full definition.

On the Global tab, you're measured against World Inequality Report thresholds in purchasing-power-parity euros — a euro of wealth in India buys more than a euro in Switzerland, and PPP adjusts for that. Enter your net worth as a plain number in your own currency; no conversion is applied, so treat the global result as a rough comparison, not a ranking. Read the full methodology →

Complete the picture estimate

Age is required. Fill in any of the other fields — leave one blank and the calculator works with what you give it. Enter a net-worth percentile instead of a net worth, and it solves for the net worth you'd need.

Household (optional)

US figures only. Net worth uses the same thresholds as the calculator above — .

Why this asks for your age

Wealth is a life-cycle story. The median net worth for Americans under 35 is just $33,000; it climbs to $253,700 by ages 45–54 and keeps rising to $504,900 past age 75 (Fed SCF 2025). A 30-year-old at the median and a 60-year-old at the median are in completely different positions — one is on track, the other is behind. That's why age is the one required field here: it anchors your number against the people actually at your stage of life.

The income line works differently. Your income percentile is measured against all US households, not your age group, because the Census publishes income by percentile nationally. And remember the golden rule of this page: income is a flow, net worth is a stock. A household earning $300,000 that saves nothing can sit near the 90th percentile for income while holding a below-median net worth. The calculator shows both so you can see which race you're actually winning.